From sleepless nights worrying about medical bills to the frustration of dealing with insurance companies, car accident victims face an overwhelming maze of decisions. The path to recovery requires answers, support, and experienced guidance. Here are some of the most frequently asked questions about car accidents in Tennessee.
A Knoxville car accident attorney can provide the clarity and legal support you need during this challenging time. With in-depth knowledge of Tennessee’s accident laws, they can help you navigate the claims process, negotiate with insurance companies, and fight for the compensation you deserve.
What Should I Do Immediately After a Car Accident?
After a car accident, it is important to stay calm and seek help. First, ensure everyone’s safety by moving to a secure location if possible. Call 911 to report the accident and request medical assistance, even if your injuries seem minor.
Document the scene by taking photos of vehicle damage, road conditions, and visible injuries. Collect contact information from other drivers and witnesses, including names, phone numbers, insurance details, and license plate numbers.
Who Pays for My Medical Bills, Car Repairs, and Other Damages?
Tennessee follows a fault-based system for car accidents. The at-fault driver’s insurance typically covers medical expenses, property damage, lost wages, and pain and suffering. You can also file a personal injury lawsuit against the driver if their coverage is insufficient. Keep all receipts, medical records, and repair estimates to support your claim.
Should I Talk to the Insurance Company After the Accident?
Be very cautious when speaking with the other driver’s insurance representatives. Their primary goal is to protect their company, not to offer you maximum compensation.
Avoid giving recorded statements or accepting quick settlement offers without speaking with a lawyer. These statements can be used against you later, and initial settlement offers rarely account for the full extent of your injuries and long-term medical needs.
How Long Do I Have to File a Car Accident Claim?
Tennessee’s statute of limitations requires you to file a lawsuit within one year from the date of your car accident. This deadline is very short, and if you fail to file within this timeframe, you will not be allowed to recover compensation.
Speak with an attorney as soon as possible and start the claims process early; this gives you the time to gather evidence, negotiate with insurance companies, and build a strong case.
What If the Other Driver Was Uninsured?
If an uninsured driver causes your accident, you may still have options for recovery. Your own uninsured motorist coverage can provide compensation for injuries and damages if you carry it. An attorney can also help you investigate other sources of recovery, such as a lawsuit or a claim against an employer if the other party is a commercial driver.
Should I Hire a Tennessee Car Accident Lawyer?
Serious accidents require experienced legal representation to protect your rights and maximize compensation. A car accident lawyer can handle every part of your claim with confidence, from gathering evidence to speaking with insurance companies. Legal representation is especially important when your case involves severe injuries, disputed liability, or uncooperative insurers.
Discuss Your Case with a Knoxville Car Accident Attorney Today
The Lawyers of Brown & Roberto have fought for the rights of injury victims throughout Tennessee, combining compassionate client service with aggressive legal representation. If you were involved in a car accident, trust our firm to help you rebuild your life.
Contact us at (865) 691-2777 for a free case evaluation and begin your journey to justice.