Rain: A Significant Factor In Car Accidents
As East Tennessee prepares for another wet weekend, we look at how rain leads to car accidents. Inclement weather is present during 17% of fatal crashes, 20% of injury crashes, and 24% of property-damage-only crashes. Eleven percent of all accidents occur during rain, and seventeen percent occur while there are slick roadways (these numbers overlap).
Rainy weather and wet pavement reduces tire traction, visibility distance, and traffic predictability. Slower traffic may lead to increased congestion and delays, including disrupting timing for traffic signals. These issues are exacerbated when roadways become submerged. Flooding can lead to roads becoming impassable and also leads to debris flowing onto roadways.
There are a number of ways to decrease your likelihood of having a car accident in inclement weather. When driving in the rain or on slick roads, decrease speed and increase following distances to avoid collisions. Improve your visibility by using headlights and windshield wipers. Listen to traffic reports to avoid congested or closed roads, and turn around if you encounter flooding. Do not use cruise control, as this can make it more difficult to respond to changing conditions and can also cause your car to accelerate if you hydroplane or lose traction. Driving in inclement weather also requires greater attention than driving in ideal conditions, so take even more care to stay alert and avoid distractions.
In preparation for rain and slick roads, please check your windshield wipers, headlights, and tire tread to ensure that your car is best suited for these challenging driving conditions.
If you do find yourself involved in an accident during inclement weather, leave your lights on and try to get out of the roadway. Remain in your car if it is safe to do so, otherwise leave the roadway and maximize your visibility to avoid further collisions. It may take police and other emergency responders longer to reach you during inclement weather.
Insurance companies will often ask their clients to provide a recorded statement after a car accident. Our clients often ask if they should provide such a recorded statement to the insurance company or not. The answer depends on whether it is your insurance company or the other driver’s insurance company.
The other driver’s insurance company
Generally, it is a bad idea to speak with the other driver’s insurance company at all without your attorney present. Your goal is to get them to pay for any damage to your car or for injuries that you may have suffered. Their goal is to pay out as little as possible, or ideally, nothing at all. That’s how they make their profit. They have adjusters and teams of attorneys all for the sole purpose of limiting what they have to pay. That is why it is not in your best interest to provide a recorded statement to the other driver’s insurance company, especially if you are not represented by an attorney. An experienced car wreck lawyer will understand the law and can make sure that you get a fair chance to tell your story.
Your insurance company
Generally, you have a duty to assist your own insurance company in the investigation of any claims. Many people want to work with their insurance company out of a sense of loyalty. However, you may end up asking them to pay for your car wreck injuries if the other driver did not have insurance or did not have enough insurance. Again, an experienced car accident attorney can help you provide the information that your insurance company needs, while also protecting your rights, so that you get the recovery that you deserve.
Call today for a free consultation.
The Lawyers of Brown & Roberto are serious lawyers who know how to win. With more than 75 years combined experience, The Lawyers of Brown & Roberto have recovered more than $45 million for their clients. Our office is conveniently located in West Knoxville, with plenty of free parking. We’re happy to meet with you free of charge to discuss your case and answer any questions that you may have. Call (865) 691-2777 or use the convenient response form below.
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